Licensed Financial Advisor

Flowing Well Financial LTD.

Janelle lives in rural Southern Saskatchewan where she farms with her husband, Justin. Together, they take on a mixed cattle and grain farm and a sizeable vegetable garden.

Growing up in a compassionate, close and chaotic family, Janelle has an immense passion for taking care of others. Her upbringing naturally ingrained the importance of family, friends and community. This love of family spilled over to her career, as she developed her practice to serve and protect her clients' families above all else. She understands humble beginnings and connects personally to shoe-string budget seasons. Her goal is to guide her clients through the confusing and intimidating financial industry to a place of comfort, ease and confidence as they grow their knowledge and empower their family against financial hardship. With this, she believes that families, farming and finance could not be woven together more tightly.


Previously a Ticketed RSE Heavy Equipment Mechanic, Janelle knows the value of a dollar hard earned. Sweat-equity means so much more, and those who haven't felt the ache of hard work may not be able to relate. Janelle has the background experience of boots-on-the-ground to connect with her hardworking clients and knows the stress of farming first hand...everyday.

Originally from Southern Alberta, Janelle grew up in agriculture, participating wholeheartedly in two 4-H Clubs, American Quarter Horse Association breed shows, and her family's guiding and outfitting business in Kananaskis. She then went on to Chair the Millarville Youth Fair Committee, volunteer for Turner Valley Fire Department and was a final round qualifier three years running for Calgary Stampede Royalty. She served two years as a Calgary Stampede Princess through Covid-19 where her tenacious passion for community, agriculture and western spirit shone through. Knowing the ranching and farming community are her home, she is still highly involved with the Calgary Stampede Horse Safety Committee and the Queens' Alumni Committee. Here in Sasky, Janelle is a new volunteer to Kinetic Exhibition Park, presenting at their "Discover the Farm" kids agriculture Safety Days and as a judge and committee volunteer for the Frontier Days Ambassador program. She still loves to giveback to the 4-H community as a public speaking judge and clinician.


Independent Licensed Financial Advisor

2016 - Present

Business Planning and Finance

Mount Royal University

Blue Seal Endorsed & Red Seal Endorsed

Business Management

Pillars of Management

Management Development Extension


⎼ Equipment Debt Coverage

⎼ Land Debt Coverage

⎼ Mortgage Insurance Replacement

⎼ Disability Coverage

⎼ Critical Illness Coverage

Life Coverage

⎼ Personal Health Spending Plans

⎼ Segregated Fund Investments

⎼ Mutual Fund Investments


⎼ Financial Literacy

⎼ Risk Management

Investment Advice

⎼ Needs Based Analysis

⎼ Tailored Financial Planning



Adnan Parwez, B.Sc.(Eng.), CFP, CLU, CHS

Parwez Financial Group LTD.

Regina, Saskatchewan


Chris Thompson, CFP, CLU, CH.F.C., CHS

Equitable Life, Advanced Case Consultant

Kelliher, Saskatchewan


Managing General Agency

PPI Management Inc.

3600 4th Street SE

Calgary, AB T2G 2W3


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Get to

know me

I'm a rural-loving, Ag-crazy lady who wants nothing more than to help farms and families get ahead. Protection, risk management, stress relief and abundant prosperity is what I want all my clients to experience. Let's make tomorrow more certain and comfortable. You need a sincere and committed professional on your side who will fight for your best interest and provide you with all the transparency to help you make an educated decision. Let me shed some light on the financial world and teach you the rules of the game, so you can play to win for your family.

Things you should know

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There are no hourly fees for working with me. Transparency is my priority and commitment.

I hold no bias towards any particular company. I am able to shop the entire market for your families' particular needs.

I have over seven years experience helping individuals, families, farms and businesses reach their financial goals.


"Janelle has been my advisor and go to source for everything finance since 2017. She has helped me put together a solid financial plan when purchasing my first house, transitioning jobs, getting married, saving for retirement and navigating life insurance. Love that she puts in the extra time and effort to offer a variety of options and goes out of her way to make sure I am comfortable with the plan we put in place. Strongly recommend her to anyone looking for a customized financial playbook!" - Kayla Friesen, Alberta

"We didn't realize that our farm was not operating in the most tax-efficient manner possible. We had missed many big write-off opportunities for many years. Letting Janelle review our finances was the best decision we have ever made for the farm."

- Tammy & Jeff Staufer, Saskatchewan

"As a young family, my wife and I have learned more about money sitting with Janelle than we have our entire lives before. It's a shame high school didn't teach us any of this, as it would have helped us start building our portfolios sooner. Both our parents didn't know this stuff either, so there's no one really to blame. It's just so cool now that we get to be the parents who can teach this stuff to our kids!" - Brody & Katie, Saskatchewan

"We've had Janelle as our Financial Advisor since 2018 and the amount of comfort and stress-relief she brought to my wife and I is beyond helpful. We truly feel she cares for each family she helps, as if they were her own. She is professional, punctual and accurate and if there is ever something she doesn't know for sure, she outright says so and goes and gets the answer. We tried working with a different advisor before, and they did not make us comfortable enough to ask enough dumb questions. We know Janelle doesn't judge us for the mess our money was or any "stupid" concerns we have. She just helps us tidy it all up and feel better. "

- Michael L.

Rustic Wheat Sketch

"I have three kids and life is a freaking hurricane. Hubs and I do not have time to ponder what we should do with our money or what kind of insurance to get. We literally went back and forth on what to do forever and had some really sketch advice from random people in our lives that confused us more. Asking Janelle to help us was the best thing we could have ever done. She shows up to our house and doesn't care if there is laundry on the table. She patiently explains what the heck everything is, answers our questions and helps us make really sound decisions. Thanks so much Janelle!!! " - Jess Feilds, Saskatchewan

"Janelle walked us through our financial plan so thoroughly, we felt immediate comfort and stress relief. My wife and I feel so secure in our financial future knowing we have someone super educated and experienced on our side." - Josh B., SK

"Family is not an important thing.

It's everything."

Michael J. Fox

I'd love to hear from you

Text or Call

587 - 215 - 6646


hello@ flowingwellfinancial.com




monday - friday

8am - 5pm


By Appointment

all others

Gone farming.